AMEX PLATINUM vs. CHASE SAPPHIRE RESERVE 2021 (Best Travel Credit Cards)

Get ready for a showdown between 2 of the best travel credit cards ever made! The American Express Platinum Card goes head-to-head against the Chase Sapphire Reserve! Click “Show More” to see Ad Disclosure.

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CARD #1: AMERICAN EXPRESS PLATINUM CARD

Welcome Bonus (Mid April 2021)
Earn 100K Membership Rewards points after spending $5K in the first 6 months. PLUS 10X points at U.S. gas stations & U.S. supermarkets on up to $15K in combined purchases for the first 6 months. Value of 100K = $600 - $2,000 (avg.). The 100K offer may be targeted.

Annual Fee = $550

Redeem Points
- 5X Flights: Booked directly w/ airlines or AmexTravel.com
- 5X Hotels: Prepaid via AmexTravel.com
- 1X Other Purchases

Redeem Points
- Travel (Transfer Partners): 2.0¢ (avg.)
- Travel (Portal): 0.7¢ hotels, car rentals, cruises & vacations | 1.0¢ flights
- Cash Back (Statement Credit): 0.6¢

Transfer Partners
- See video.

Benefits
- PayPal Credit (Up to $180): Exp. 6/30/2021
- Uber Rides with Platinum ($200)
- Airline Fee Credit ($200)
- Global Entry / TSA Pre
- Shop Saks with Platinum ($100/yr.)
- Global Lounge Collection
- International Airline Program
- The Hotel Collection
- Fine Hotels & Resorts Program
- Elite Status
- No FTFs

CARD #2: CHASE SAPPHIRE RESERVE

Welcome Bonus (Mid April 2021)
Earn 60K Ultimate Rewards points after spending $4K in the first 3 months. Value = $600 - $1,200+ (avg.)

Annual Fee = $550

Earn Points
- 3X Travel
- 3X Dining
- 3X Grocery Stores: Up to $1K spend / mo. | Exp. 4/30/2021
- 1X Other Purchases

Redeem Points
- Travel (Transfer Partners): 2.0¢, avg.
- Travel (Portal): 1.5¢
- Pay Yourself Back: 1.5¢
- Cash Back (Statement Credit): 1.0¢

Chase Transfer Partners
- See video.

Benefits
- Travel Credit: $300 per year for travel purchases. (Gas station & grocery store purchases also count thru 12/31/2021)
- TSA Precheck or Global Entry Credit
- Priority Pass
- Luxury Hotel & Resorts Collection
- DashPass for 1 year, PLUS $60 statement credits thru 12/31/2021
- Lyft: 10X points + Lyft Pink
- Peloton ($120)
- No FTFs

WHICH IS BEST?

The AMEX PLATINUM CARD is best for …
- Earning points on flights & hotels
- Redeeming for international flights using transfer partners
- VIP perks & elite status

The CHASE SAPPHIRE RESERVE is best for…
- Earning points on ALL travel
- Redeeming points for ANY type of travel OR cash back
- Strongest overall rewards value with easy-to-use points

WHICH CREDIT CARD SHOULD YOU GET?

Get the AMEX PLATINUM CARD if you…
- Travel frequently
- Fly international and/or with Delta Airlines
- Pay for flights directly w/ airlines (i.e. NOT via 3rd parties)
- Value lounge access & elevated experiences more than earning a lot of points quickly
- Spend on: Uber, Saks, air incidentals, etc.
- Stay at upscale / luxury hotels (esp. Marriott & Hilton)

Get the CHASE SAPPHIRE RESERVE if you…
- Travel frequently
- Fly domestic (esp. Southwest / United) or international
- Pay for any kind of travel in any kind of way (incl. 3rd parties)
- Value earning points quickly w/ greater redemption value more than VIP treatment
- Spend on: DoorDash, Lyft, Peloton, etc.
- Stay at any kind of hotel (esp. Hyatt)

AVOID BOTH CARDS if you…
- Don’t travel several times per year
- Stay at Airbnbs instead of hotels (CSR = possible exception because Airbnb still earns 3X points, but redemptions = 1.0¢ per point instead of 1.5¢ per point)
- Prefer cash back cards
- Are a budget traveler (CSR = possible exception w/ 1.5¢ per point)
- Don’t like cards with high annual fees

TRAVEL CREDIT CARDS THAT WORK WELL TOGETHER

Group 1
- Amex Platinum Card
- Amex Gold Card
- Amex Green Card
- Amex EveryDay Card
- Amex EveryDay Preferred Card

Group 2
- Chase Sapphire Reserve
- Chase Sapphire Preferred
- Chase Freedom Flex
- Chase Freedom Unlimited

Group 3
- Citi Prestige Card
- Citi Premier Card
- Citi Rewards Plus
- Citi Double Cash credit card

A couple other good options are the Capital One Venture card and U.S. Bank Altitude Reserve card, although they don't have rewards programs with points that can be pooled / combined with other cards.

Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.

#creditcards #amexplatinum #chasesapphirereserve

Видео AMEX PLATINUM vs. CHASE SAPPHIRE RESERVE 2021 (Best Travel Credit Cards) канала Mark Reese // Credit & Finance