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Why Term Insurance Is Not Given to Unemolyed and Farmers - GUIDE!

Why Term Insurance Is Not Given to Unemolyed and Farmers explains the challenges faced by unemployed individuals and farmers in obtaining term life insurance, highlighting factors like income instability, occupational hazards, and underwriting considerations that affect eligibility. #LifeInsurance #FarmersInsurance

00:00 The Challenge for the Unemployed and Farmers
00:08 Insurers' Core Principle: Risk Assessment
00:17 The Unemployed Hurdle: Income Instability
00:31 Farmers' Unique Challenges: Seasonal and Market Volatility
00:48 The Role of Occupation Nature
01:00 The Importance of the Underwriting Process
01:15 Exploring Alternative Insurance Options
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