IOB Q4 Results: 30% Profit Jump! Best PSU Bank to Buy Now? | Full Analysis

Indian Overseas Bank (IOB) delivers stellar Q4 results!** Key highlights:

✅ **Net Profit:** **₹1,051 Crore** (+30% YoY)
✅ **Key Growth Drivers:**
- Lower employee costs
- Improved NIMs (Net Interest Margins)
- Strong retail & agri loan growth
- Better asset quality (GNPA below 3%)

🔍 **Deep Dive Analysis:**
- How IOB reduced NPAs dramatically
- Comparison with other PSU banks (SBI, PNB)
- Management's FY26 growth roadmap

💡 **Investor Takeaways:**
- 3 reasons to consider IOB now
- 2 risks to watch (competition, deposit costs)
- Target price range (₹XX-XX) from top brokerages

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