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Everybody is asking about assumable mortgages because they see sellers with 3% loans, its not easy
Everybody is asking about assumable mortgages because they see sellers with 3% loans.
Its not that easy.
Conventional loans are not assumable. You need to find a seller that has an FHA, VA or USDA loan and you need to make sure you meet the requirements to assume it.
More importantly, anybody with a low interest rate in the 3's or below probably has A TON of equity at this point. This means you will likely need a LARGE down payment to buy their home and take over their mortgage.
#mortgagetips #realestate #floridarealestate #floridarealtor #mortgage
Видео Everybody is asking about assumable mortgages because they see sellers with 3% loans, its not easy канала Tyler & Rajib - Smart Mortgage Solutions
Its not that easy.
Conventional loans are not assumable. You need to find a seller that has an FHA, VA or USDA loan and you need to make sure you meet the requirements to assume it.
More importantly, anybody with a low interest rate in the 3's or below probably has A TON of equity at this point. This means you will likely need a LARGE down payment to buy their home and take over their mortgage.
#mortgagetips #realestate #floridarealestate #floridarealtor #mortgage
Видео Everybody is asking about assumable mortgages because they see sellers with 3% loans, its not easy канала Tyler & Rajib - Smart Mortgage Solutions
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7 февраля 2025 г. 22:26:25
00:01:00
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