Shakai Hoken (社会保険) Benefits "Understanding Social Insurance Benefits in Japan | 社会保険 Explained"

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Shakai Hoken (社会保険) is Japan’s comprehensive social insurance system that provides financial security and support to employees and their families. It includes several key components: Health Insurance (健康保険), which covers a significant portion of medical expenses (typically 70%), Pension Insurance (厚生年金保険), which provides financial support upon retirement, as well as in cases of disability or death, Employment Insurance (雇用保険), which offers income support during periods of unemployment, Workers' Accident Compensation Insurance (労災保険), which covers medical care and compensation for work-related injuries or illnesses, and Nursing Care Insurance (介護保険), which supports long-term care services for the elderly or disabled individuals. Enrollment in Shakai Hoken is mandatory for employees working 20 hours or more per week, earning at least 88,000 yen per month, and expected to be employed for at least one year. Employers with more than 500 employees must enroll eligible workers, and from October 2024, this will extend to companies with 51 or more employees. The insurance premiums are shared equally between the employer and the employee, with deductions made directly from salaries. Additional benefits include injury and sickness allowances, providing around two-thirds of the salary for up to 18 months during extended illness, and maternity allowances for financial support before and after childbirth. Understanding and participating in Shakai Hoken ensures long-term financial stability and access to essential social services in Japan.
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Видео Shakai Hoken (社会保険) Benefits "Understanding Social Insurance Benefits in Japan | 社会保険 Explained" канала Giri Tech