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Overdraft and Late Fees Are Avoidable - Here's Exactly How to Stop Them

Tired of getting hit with $35 late fees because you didn't have enough in checking when your credit card payment was due? We've all been there - the stress, the damage to your credit score, and those frustrating calls to customer service.

In this video, we show you exactly how to never let this happen again with two proven approaches:

🔧 OPTION 1: AUTOMATED SOLUTION
Use technology like Advizmo to get alerts when you're short on funds, with exact transfer amounts and timing. It's like having a 24/7 financial assistant.

📝 OPTION 2: MANUAL SYSTEM
Calculate upcoming bills every payday
Create a monthly expense calendar
Keep 1-2 months of expenses as a buffer in checking

The Bottom Line: Consistent monitoring is key. Check your accounts every payday, weekly, or at minimum monthly.

The manual approach works but requires discipline.

Apps like Advizmo automate the process and remove the mental load entirely.

Stop paying fees for completely preventable problems. Your future self (and credit score) will thank you.

Ready to put your money to work?
👇 Download Advizmo in the app store to analyze your finances now
🔗 https://apps.apple.com/us/app/advizmo/id6447766520

#PersonalFinance #CreditCards #MoneyTips #FinancialPlanning #budgeting

Visit Advizmo.com: https://advizmo.com
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Connect with Advizmo on LinkedIn: https://www.linkedin.com/company/106480808/
Subscribe on Substack: https://advizmo.substack.com/
Follow on Bluesky: https://bsky.app/profile/advizmo.bsky.social

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