Roth Conversion Ladder Explained

If you want to access the money in your 401k or IRA without paying the early withdrawal penalty, you can use the Roth conversion ladder. This is mostly for those interested in retiring early and have calculated they have already earned enough to retire for the rest of their lives. This is a relatively hard and rare thing to do but is facilitated by either very high earnings, very frugal spending habits of a combination of both. Watch to find out how this works and plan for your retirement!

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