Fully Assessed vs System Pre-Approvals: What First Home Buyers Need to Know

Many first home buyers and first-time investors assume all pre-approvals are the same — but they’re not. In this video, I explain the key difference between fully assessed and system-generated pre-approvals, and why one of them can leave you stranded when it matters most.

Whether you're buying your first home, starting your property investment journey, or using your SMSF to invest, getting the right pre-approval can save you serious stress down the track.

00:10-01:44 – Difference between preapproval
01:45-02:42 – When you don’t need a preapproval
02:42-03:40 – You need a preapproval when…
03:40-04:40 – You need a preapproval for auction
04:40-05:36 – Still get a preapproval for efficiency
05:40-07:00 – Preapproval and private treaty

💬 If you’d like tailored advice on your pre-approval or borrowing capacity, book a free discovery call here with our team of experienced mortgage brokers.

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Видео Fully Assessed vs System Pre-Approvals: What First Home Buyers Need to Know канала Jason He