Mutual Fund SIPs Stay Strong Even in Cooler Markets | What Investors Should Do | Value Research

In this episode of Investors' Hangout, Dhirendra Kumar explains why mutual fund inflows in India remain healthy despite headlines of a slowdown, with SIP contributions holding steady at over ₹28,000 crore a month. Discover what the latest 2025 trends in SIP inflows, NFO launches, and equity fund flows mean for investors, why patience and discipline matter more than timing the market, and how to use diversification, rebalancing, and asset allocation to build long-term wealth.
Whether you're starting SIPs at high market levels, investing lump sums, or managing mid- and small-cap funds, this discussion offers clear insights on how to invest smartly in today's cooler markets.
Presented by Aditya Birla Sun Life Mutual Fund and Value Research.
Timestamps:
00:05 Introduction
00:32 What caused mutual fund inflows to drop recently, and why are they so volatile?
02:24 Is it a concern to start an SIP when the market is at a peak?
03:25 How do NFOs actually impact monthly mutual fund inflow numbers?
04:40 In the current scenario, what should investors really do?
08:10 If this isn’t worrisome, what kind of situation would actually be a cause for concern?
09:15 Viewers Question
11:19 Closing
11:25 Key Takeaways -
SIP engine is strong — Monthly inflow shifts are normal; SIPs remain steady while NFOs add temporary spikes.
Stay patient, stay disciplined — Equity SIPs need 5–10 years; short-term returns can disappoint.
Don't time the market — Spread lump sums over 6–12 months instead of waiting endlessly.
Diversify and rebalance — Mid- and small-caps can be volatile, but diversification and periodic rebalancing protect long-term wealth.
Focus on fundamentals, not noise — Only GDP slowdown, sharp rate hikes, or persistent SIP cancellations are real red flags.
🍁 𝗔𝗯𝗼𝘂𝘁 𝗩𝗮𝗹𝘂𝗲 𝗥𝗲𝘀𝗲𝗮𝗿𝗰𝗵 🍁
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