Money Market Funds: High Yield, Safe Cash Investments

Money market funds beat most high yield savings accounts in terms of interest. How do they do it? We'll explain what is a money market fund, the benefits of investing in them for your cash position, as well as some potential risks to consider. Subscribe here for more content: http://bit.ly/SubscribeMichaelJay

Navigation:
00:00 Introduction
00:20 How Warren Buffett invests his cash holdings
01:07 Vanguard Federal Money Market Fund (VMFXX)
01:58 Key differences between money market funds and bank accounts
03:09 How money market funds are invested
03:49 What are repurchase agreements?
04:46 Other notes on VMFXX
05:09 Vanguard Prime Money Market Fund (VMMXX) – where I park my investment cash
06:31 SEC money market reform – liquidity fees & gates
07:04 Liquidity fees – how much and when?
07:39 Gates and withdrawal suspension
08:27 Benefit of money market funds during rising rates
09:20 What are your thoughts?

► My Stock Portfolio & Custom Spreadsheets: http://bit.ly/ValueInvestingAcademy

► ROBINHOOD Invite Code (Get a free stock): http://bit.ly/RobinhoodMichaelJay
► WEBULL Invite Code (Get another free stock): http://bit.ly/WebullMichaelJay
► M1 FINANCE Invite Code (Buy fractional shares): http://bit.ly/M1FinanceMichaelJay
► CAPITAL ONE Referral Code ($150 bonus, 1.5% cash back): https://capital.one/2MCmB44
► #1 BOOK SUGGESTION for Investors: http://bit.ly/FavoriteBookMichaelJay
DISCLAIMER: This video is a resource for educational and general informational purposes and does not constitute actual financial advice. No one should make any investment decision without first consulting his or her own financial advisor and/or conducting his or her own research and due diligence. There is no guarantee or other promise as to any results that may be obtained from using this content. Investing of any kind involves risk and your investments may lose value.
AFFILIATE DISCLOSURE: Some links may be affiliate links, meaning, at no additional cost to you, I may earn a commission if you use that link to make a purchase or sign up for a service.

CREDITS
Outro: https://soundcloud.com/kevatta/vibin-kevatta-x-saib
Saib: https://soundcloud.com/saib_eats
Kevatta: https://soundcloud.com/kevatta

This video: https://youtu.be/ZQYhUwFx7fQ
This channel: http://bit.ly/MichaelJayInvesting

Michael Jay - Value Investing

Видео Money Market Funds: High Yield, Safe Cash Investments канала Michael Jay - Value Investing