NPS New Rules 2026 😱 Big Withdrawal & Age Limit Changes #yuvarani #nps

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NPS New Rules 2026 😱 Big Withdrawal & Age Limit Changes

The National Pension Scheme (NPS) has announced major changes that can directly impact your retirement planning. These new NPS rules bring flexibility in age limits, withdrawal percentages, annuity requirements, and lock-in conditions.

Earlier, NPS contributions were allowed only until the age of 75. Now, you can continue depositing money in NPS until 85 years. This is a big relief for senior citizens who want to extend their retirement savings.

Another important update is about withdrawals at the age of 60. Previously, only 60% of the NPS corpus could be withdrawn, while 40% had to be used to buy an annuity for pension. Under the new rules, you can now withdraw up to 80% of your total corpus, and only 20% will go towards annuity.

NPS has also introduced slab-based withdrawal rules. If your total corpus is up to ₹8 lakhs, you can withdraw 100%. If the corpus is between ₹8 lakhs and ₹12 lakhs, partial withdrawal rules apply. If your corpus exceeds ₹12 lakhs, you can withdraw 80%, and the remaining 20% will be converted into pension.

Additionally, changes have been announced in withdrawal intervals and lock-in periods.

If you want a detailed explanation of all NPS changes, comment “NPS” below.
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⚠️ DISCLAIMER
This video is created for educational and informational purposes only. The information shared here is based on publicly available data and recent updates related to the National Pension Scheme (NPS). This content should not be considered as financial, legal, or investment advice. Viewers are advised to consult with a certified financial advisor or relevant authority before making any financial decisions. Rules, regulations, and benefits may change over time, and individual financial situations may vary. The creator is not responsible for any financial loss or decisions taken based on this video. Always verify information from official sources.

Видео NPS New Rules 2026 😱 Big Withdrawal & Age Limit Changes #yuvarani #nps канала Yuvarani