Personal Name Property Investors Are About to Lose Big

The May 2026 Federal Budget has fundamentally rewritten the rules of Australian property investing. The 50% Capital Gains Tax discount is being replaced. Negative gearing on established properties is being quarantined. Discretionary trusts face a new 30% minimum tax from 2028. But SMSFs? Almost entirely untouched.

In this video we break down exactly why SMSFs have become the most tax-effective property investment structure in Australia from 1 July 2027, what investors holding property in their personal name are about to lose, and the urgent questions every Australian property investor needs to answer before the new rules take effect.

🏠 TOPICS COVERED:
• Why SMSFs retain the 1/3 CGT discount while personal investors lose the 50% discount
• How negative gearing changes affect personal investors but NOT SMSFs
• The new cost base indexation rules for personal name property
• Why discretionary trusts now face a 30% minimum tax from 2028
• Whether you should restructure your property holdings before 1 July 2027

📊 SOURCES: Federal Budget Papers (May 2026), ATO guidance, ABC News, AFR

⚠️ CRITICAL DISCLAIMER: This video is general information only and does not constitute financial, tax, legal, or investment advice. Tax legislation is complex and the announced changes may be modified before becoming law. Always consult a licensed Australian financial adviser, tax accountant, and SMSF specialist before making any decisions about your property holdings or investment structures.

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#smsf #australianproperty #negativegearing #cgt #federalbudget2026 #propertyinvesting

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Видео Personal Name Property Investors Are About to Lose Big канала Takeaway-Alpha