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The 401(k) Super Catch-Up at 60–63: How the 2026 Limit Works #Shorts
Congress quietly handed Americans aged 60–63 the biggest 401(k) contribution increase in decades — but most people in that age group have never heard of it. This video breaks down the SECURE 2.0 "super catch-up" contribution limit for 2026, who qualifies, how the math works in real dollars, and the one mistake that wipes out the benefit entirely.
⏱ Timestamps:
0:00 – The rule most 60-to-63-year-olds are missing
1:45 – What SECURE 2.0 actually changed
4:10 – The 2026 contribution limits, broken down
6:30 – A worked example: before and after the super catch-up
8:45 – The edge case that trips people up
10:30 – Comparing the 401(k) super catch-up to a Roth IRA
12:00 – Disclaimer & next steps
⚠️ I'm not a licensed financial advisor. This is general education, not personalized advice. Consult a fiduciary before acting.
📎 Affiliate links placeholder — tools mentioned in this video.
This video may contain affiliate links — I only recommend tools I use personally.
Видео The 401(k) Super Catch-Up at 60–63: How the 2026 Limit Works #Shorts канала Money After 50
⏱ Timestamps:
0:00 – The rule most 60-to-63-year-olds are missing
1:45 – What SECURE 2.0 actually changed
4:10 – The 2026 contribution limits, broken down
6:30 – A worked example: before and after the super catch-up
8:45 – The edge case that trips people up
10:30 – Comparing the 401(k) super catch-up to a Roth IRA
12:00 – Disclaimer & next steps
⚠️ I'm not a licensed financial advisor. This is general education, not personalized advice. Consult a fiduciary before acting.
📎 Affiliate links placeholder — tools mentioned in this video.
This video may contain affiliate links — I only recommend tools I use personally.
Видео The 401(k) Super Catch-Up at 60–63: How the 2026 Limit Works #Shorts канала Money After 50
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22 мая 2026 г. 17:00:36
00:00:59
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