Bank Aapka Paisa Kahan Chhupata Hai? CRR & SLR Explained | IWSM

Kya aap jante hain ki bank aapka deposit kiya hua paisa kahan chhupata hai?
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Is video mein hum macro-economics ke do sabse important concepts ko samjhenge: CRR (Cash Reserve Ratio) aur SLR (Statutory Liquidity Ratio). Jab aap apna paisa bank mein jama karte hain, toh bank us poore paise ko customer ko loan par nahi de sakta. RBI ke rules ke hisaab se unhe kuch hissa as a reserve maintain karna padta hai.
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CRR woh cash hai jo directly RBI ke paas safe rakha jata hai. Dusri taraf, SLR woh percentage hai jo banks ko gold, cash, ya safe government securities mein apne paas hi maintain karna padta hai. Yeh rules economy ko balance karne aur bank run jaisi situations se bachane ke liye banaye gaye hain.
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Видео Bank Aapka Paisa Kahan Chhupata Hai? CRR & SLR Explained | IWSM канала Institute Of World Stock Market