Is cruise travel insurance worth it for medical coverage?

Photo: Carnival Cruise Line

Most cruisers obsess over drink packages and shore excursion costs while completely ignoring the one expense that could actually ruin them financially. A single medical helicopter evacuation from a cruise ship to the nearest hospital can run $50,000 to $250,000 — and your regular health insurance almost certainly won't cover a dime of it.

The Real Cost of Going Uninsured on a Cruise

Here's the number that should make you stop scrolling: the average cruise ship medical evacuation costs $80,000–$150,000. That's not a worst-case nightmare scenario — that's the middl

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